Calculators for investors and savers
SIP, compound interest, retirement and returns.
Personal Finance
- Finance (TVM) CalculatorSolve for periods, interest rate, present value, payment or future value, like a financial calculator.
- Compound Interest CalculatorSee how money grows when interest earns interest, with any compounding frequency and regular top-ups.
- APY CalculatorConvert a stated savings rate into annual percentage yield to see what you really earn in a year.
- Rule of 72 CalculatorEstimate how many years it takes to double your money at a given rate of return.
- Future Value CalculatorCalculate what a lump sum or series of payments will be worth at a future date.
- Present Value CalculatorDiscount a future amount or stream of payments back to its value in today's money.
- Annuity CalculatorModel regular deposits or withdrawals over time and see the balance at each step.
- Effective Annual Rate CalculatorCompare nominal rates with different compounding periods by converting them to one effective yearly rate.
- Continuous Compounding CalculatorCalculate growth when interest compounds continuously using the e^rt formula.
- Annuity Payout CalculatorSee how much regular income a lump sum can pay out and how long it will last.
- Millionaire CalculatorFind out when you could reach one million at your current saving and return rate.
- 529 Plan CalculatorProject the value of a US 529 college savings plan with tax-free growth.
Investing
- SIP CalculatorEstimate the future value of a monthly systematic investment plan at an expected return.
- Lumpsum CalculatorSee what a one-time investment could grow to over a chosen period at an expected return.
- Investment CalculatorProject an investment's growth from a starting amount, regular contributions and a return rate.
- ROI CalculatorMeasure return on investment as a percentage, with an annualised figure for multi-year holdings.
- CAGR CalculatorFind the steady yearly growth rate that turns a starting value into an ending value.
- Retirement CalculatorCheck whether your savings are on track to fund the retirement income you want.
- PPF CalculatorEstimate maturity and yearly interest on a Public Provident Fund account over 15 years.
- FD CalculatorCalculate the maturity amount and interest on a fixed deposit with any compounding option.
- CD Ladder CalculatorPlan a CD or fixed-deposit ladder and see each rung's maturity value.
- Asset Allocation CalculatorGet an age-based mix of stocks, bonds and cash for your risk tolerance.
- Stock Ratios CalculatorCalculate P/E, P/B, PEG, dividend yield and payout ratio.
- YoY Growth CalculatorWork out year-over-year growth and compound growth across a series.
- Basis Point CalculatorConvert basis points to percentages and see the money impact of a rate change.
- Appreciation CalculatorProject an asset's future value or find its annual appreciation rate.
- Gold & Silver Melt Value CalculatorFind the melt value of gold, silver or platinum from weight, purity and spot price.
- Crypto DCA CalculatorTrack average cost and profit when dollar-cost averaging into crypto.
- RRSP vs TFSA CalculatorCompare RRSP and TFSA after tax for your tax rates now and later.
- Roth Conversion CalculatorSee the tax cost of a Roth conversion and how much fits in your bracket.
- Pension Annual Allowance CalculatorCheck your annual allowance, taper and carry-forward.
- Step-Up SIP CalculatorProject SIP growth when you raise your monthly contribution by a fixed percentage every year.
- SWP CalculatorPlan a systematic withdrawal plan and see how long your corpus lasts with monthly payouts.
- Goal SIP CalculatorFind the monthly SIP needed to reach a target amount by a chosen year.
- Mutual Fund Returns CalculatorCompare SIP and lumpsum returns on a mutual fund over the same horizon.
- XIRR CalculatorCalculate the annualised return on irregular cash flows such as SIPs, top-ups and withdrawals.
- Stock Average CalculatorWork out your average buy price after several purchases of the same share.
- Stock Profit CalculatorCalculate profit or loss on a share trade after commissions and fees.
- Dividend CalculatorEstimate the income a holding pays out in dividends and how it grows over time.
- Dividend Yield CalculatorFind a stock's dividend yield from its annual payout and current share price.
- Crypto Profit CalculatorWork out gains or losses on a cryptocurrency trade including exchange fees.
- FIRE CalculatorFind your financial independence number and the year you could stop working.
- 401(k) CalculatorProject your 401(k) balance at retirement including employer match and annual raises.
- IRA CalculatorEstimate how a traditional IRA grows tax-deferred until you retire.
- Roth IRA CalculatorSee the tax-free balance a Roth IRA could reach with yearly contributions.
- Superannuation CalculatorProject your Australian super balance from the employer guarantee and extra contributions.
- RRSP CalculatorEstimate RRSP growth and the tax refund your Canadian contributions generate.
- TFSA CalculatorProject tax-free growth in a Canadian Tax-Free Savings Account within your room.
- ISA CalculatorSee how a UK Stocks and Shares or Cash ISA grows tax-free within the yearly allowance.
- NPS CalculatorProject the National Pension System corpus, lump sum and monthly annuity pension.
- Sukanya Samriddhi Yojana CalculatorCalculate the maturity value of a Sukanya Samriddhi account opened for a daughter.
- NSC CalculatorFind the maturity amount and interest earned on National Savings Certificates.
- CD CalculatorEstimate interest earned on a certificate of deposit by term, rate and compounding.
- Average Return CalculatorFind the average and annualised return across several years of gains and losses.
- Black-Scholes CalculatorPrice European calls and puts and see the Greeks.
- MTF CalculatorSee the interest cost and break-even move of a Margin Trading Facility position.
- Graham Number CalculatorEstimate fair value with the Graham number and Graham's growth formula.
- Crypto Staking CalculatorEstimate staking rewards from APR, commission and compounding.
- STP CalculatorModel moving money gradually from a debt fund into an equity fund with a systematic transfer plan.
- ELSS CalculatorProject returns on tax-saving ELSS funds and the Section 80C deduction they unlock.
- Expense Ratio CalculatorSee how much a fund's annual fee eats into your returns over many years.
- Absolute Return CalculatorGet the simple percentage gain or loss on an investment regardless of how long it was held.
- Annualized Return CalculatorConvert a total return over several years into an equivalent yearly rate.
- Real Rate of Return CalculatorAdjust an investment's return for inflation to see your true gain in purchasing power.
- Dividend Reinvestment (DRIP) CalculatorSee how reinvesting dividends back into the same stock compounds your holding.
- Position Size CalculatorDecide how many shares to buy based on account size, risk per trade and stop-loss level.
- Options Profit CalculatorChart the payoff of a call or put option at different prices on expiry.
- P/E Ratio CalculatorCompute a company's price-to-earnings ratio and earnings yield from share price and EPS.
- Brokerage CalculatorBreak down brokerage, STT, exchange fees, GST and stamp duty on an Indian equity trade.
- Margin Trading CalculatorWork out the margin required and buying power for a leveraged trade.
- Bond Yield CalculatorCalculate current yield and yield to maturity from a bond's price, coupon and term.
- Bond Price CalculatorPrice a bond by discounting its coupons and face value at a market yield.
- Retirement Withdrawal CalculatorTest a withdrawal rate such as the 4% rule against your nest egg's lifespan.
- RMD CalculatorWork out the required minimum distribution from a retirement account for this year.
- Lifetime ISA CalculatorAdd the 25% government bonus to Lifetime ISA savings for a first home or retirement.
- SCSS CalculatorEstimate quarterly interest payouts from the Senior Citizens Savings Scheme.
- Post Office MIS CalculatorSee the monthly income from a Post Office Monthly Income Scheme deposit.
- Kisan Vikas Patra CalculatorFind when a Kisan Vikas Patra investment doubles and its maturity value.
Loans & Mortgages
Tax & Salary
- Mutual Fund Tax CalculatorEstimate tax on mutual fund redemptions: equity, debt and hybrid funds.
- UK Dividend Tax CalculatorCalculate tax on dividends and savings interest for 2026/27.
- Capital Gains Tax CalculatorEstimate US tax on short and long-term capital gains from selling assets.
- Capital Gains Tax Calculator (India)Estimate STCG and LTCG tax on shares, mutual funds and property in India.
- UK Capital Gains Tax CalculatorCalculate UK capital gains tax after the annual exempt amount.
- Crypto Tax CalculatorEstimate the tax due on gains from selling or trading cryptocurrency.
- Estate Tax CalculatorEstimate estate tax due on what is left to heirs after exemptions.
Math
Home & Property
- Rental Yield CalculatorCalculate gross and net rental yield on an investment property.
- Rental Property CalculatorSee cash flow, cap rate and return on a rental home after all costs.
- Cap Rate CalculatorFind a rental property's capitalisation rate from net operating income and price.
- Dubai Property Transfer Fee CalculatorEstimate Dubai Land Department transfer fees and agent costs on a purchase.
Business
- Financial Ratios CalculatorCalculate ROE, ROA, margins, current, quick and debt ratios, and interest coverage.
- DSCR CalculatorWork out the debt service coverage ratio for a rental or business loan.
- NPV CalculatorDiscount a project's future cash flows to find its net present value.
- IRR CalculatorFind the internal rate of return of a series of cash flows.
- EBITDA CalculatorCalculate EBITDA and EBITDA margin from an income statement.
- Debt-to-Equity Ratio CalculatorMeasure a company's leverage as total debt divided by equity.
- DCF Valuation CalculatorEstimate a company's intrinsic value from projected free cash flows.
- WACC CalculatorCalculate the weighted average cost of capital.