Dubai Property Transfer Fee Calculator
Estimate Dubai Land Department transfer fees, trustee and mortgage registration costs and agent commission on a property purchase.
About the Dubai Property Transfer Fee Calculator
The DLD transfer fee is 4% of the price; by law it's split between buyer and seller, but buyers usually pay all of it. Other costs include the trustee office fee (AED 4,000 + VAT for properties of AED 500,000 or more), the title deed fee, mortgage registration (0.25% of the loan plus AED 290) and agent commission (usually 2% + 5% VAT). Off-plan purchases are registered on the Oqood system with different admin fees.
The formula
Total = 4% × price + admin and trustee fees + 0.25% × loan + agent fee × 1.05
Worked example
Example: Purchase fees = AED 142,770
- Inputs: Purchase price: AED 2,200,000; Mortgage amount (0 if cash): AED 1,300,000; Agent commission: 2%; Property: Ready.
- Formula: Total = 4% × price + admin and trustee fees + 0.25% × loan + agent fee × 1.05
- Result: Purchase fees = AED 142,770
Things to keep in mind
- Fees are set by the DLD and can change; confirm with your trustee office or the DLD fee schedule.
Questions people ask
Is there annual property tax in Dubai?
No property tax, but there's a housing fee in DEWA bills (5% of annual rent value).
Who pays the 4%?
It is legally split 2% buyer, 2% seller, but most sales agree the buyer pays all of it; check your sale contract (Form F).