Real Estate Commission Calculator

See how a real estate commission is split between agents and brokerages, and what the agent takes home.

Sale price	$450,000
Total commission	5 %
Your side's share	50 %
Your share after brokerage split	70 %
Cap remaining (0 if none)	$0
Per-deal fees (transaction, franchise)	$495

Sale price

Total commission

Your side's share

e.g. 50% when listing and buyer agents split

Your share after brokerage split

Cap remaining (0 if none)

Brokerage dollars left before you hit your annual cap

Per-deal fees (transaction, franchise)

Agent take-home (before tax)

$7,380

Gross commission for your side $11,250; brokerage $3,375; fees $495. That's 1.64% of the sale price.

Where your side's commission goes

Agent66%: $7,380
Brokerage30%: $3,375
Fees4%: $495

About the Real Estate Commission Calculator

Enter the sale price, the total commission rate, your side's share, your split with the brokerage, any cap and per-deal fees. The calculator gives the agent's take-home before tax.

A commission is a percentage of the sale price. It's often shared between the listing and buyer's side; in the US, since the 2024 NAR settlement, buyer-agent pay is negotiated separately and no longer offered through the MLS. Each agent then splits their side with their brokerage (for example 70/30) until reaching any annual cap, and may pay per-deal fees. Self-employed agents then pay income and self-employment tax.

The formula

Agent net = price × rate × side share × agent split − fees (brokerage share limited by cap)

Worked example

A 450,000 sale at 5%, half to your side, 70/30 split, 495 of fees

Your side: 450,000 × 5% × 50% = 11,250
Brokerage 30%: 3,375
Take-home: 11,250 − 3,375 − 495 = 7,380

Questions people ask

What is GCI?

Gross commission income, before the brokerage split.

Is commission negotiable?

Yes, always.