Stamp Duty & Registration Calculator (India)
Estimate stamp duty and registration charges on a property in India using your state's rates.
About the Stamp Duty & Registration Calculator (India)
Stamp duty is a state levy, so rates differ across India (commonly 4–8% plus a registration fee of about 1%) and change often; several states charge women buyers less. Duty is charged on the higher of the agreement value and the government's ready reckoner or circle rate. Enter the current rates from your state's registration and stamps department.
The formula
Total = value × stamp duty % + value × registration % (subject to any cap)
Examples to check against your state's department
| State | Stamp duty (typical) | Registration |
|---|---|---|
| Maharashtra (Mumbai) | 6% incl. 1% metro cess; women 1% less | 1%, max ₹30,000 |
| Delhi | 6% men, 4% women, 5% joint | 1% + ₹100 |
Worked example
Example: Stamp duty + registration = ₹6,49,000
- Inputs: Property value (agreement value or circle rate, whichever is higher): ₹88,00,000; Stamp duty rate: 7%; Registration fee: 1%; Registration fee cap (0 if none): ₹33,000.
- Formula: Total = value × stamp duty % + value × registration % (subject to any cap)
- Result: Stamp duty + registration = ₹6,49,000
Things to keep in mind
- Rates change by state notification; always confirm on the state IGR portal before paying.
Questions people ask
Is stamp duty tax-deductible?
It can be claimed under the old regime's 80C limit in the year of payment.
Is it payable on resale flats?
Yes, on every transfer of ownership.