PayPal Fee Calculator
Find PayPal fees on a payment, or what to charge so you receive a set amount after fees.
About the PayPal Fee Calculator
Enter the amount and PayPal's rate and fixed fee. The calculator gives the fee and what you receive, or what to charge so you receive an exact amount.
PayPal's standard US rate for PayPal Checkout payments is 3.49% + a fixed $0.49 per transaction. Card payments, invoices, international payments and currency conversion have different rates, so check PayPal's merchant fee page for your case and adjust the rate here. To net an exact amount, divide by (1 − rate) after adding the fixed fee.
The formula
Fee = amount × rate + fixed; charge = (target + fixed) ÷ (1 − rate)
Worked example
Receiving 100 at 3.49% + 0.49
- Fee: 3.49 + 0.49 = 3.98
- You receive 96.02
- To receive exactly 100, charge (100 + 0.49) ÷ (1 − 0.0349) = 104.12
Questions people ask
Are friends and family payments free?
Domestic personal payments from a bank or balance are usually free; card-funded ones aren't.
Do refunds return the fee?
PayPal keeps the fixed fee on refunds.