Tax Bracket Calculator
Find which 2026 federal tax bracket you're in and how much of your income falls in each one.
About the Tax Bracket Calculator
Your bracket is the rate on your last dollar of taxable income. Lower slices are always taxed at the lower rates, so moving into a higher bracket only affects the income above the threshold.
The formula
Tax = Σ (taxable income within each band × rate)
2026 federal tax brackets
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 | $0 – $17,700 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 | $17,700 – $67,450 |
| 22% | $50,400 – $105,700 | $100,800 – $211,400 | $67,450 – $105,700 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 | $105,700 – $201,750 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 | $201,750 – $256,200 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 | $256,200 – $640,600 |
| 37% | over $640,600 | over $768,700 | over $640,600 |
Worked example
Example: Your tax bracket = 24%
- Inputs: Filing status: Single; Taxable income: $110,000.
- Formula: Tax = Σ (taxable income within each band × rate)
- Result: Your tax bracket = 24%
Questions people ask
Is taxable income the same as salary?
No. Subtract pre-tax contributions and the standard or itemized deduction first.
How can I lower my bracket?
Pre-tax retirement and HSA contributions reduce taxable income dollar for dollar.