High Income Child Benefit Charge Calculator
See how much Child Benefit you keep when the higher earner's income is over £60,000.
About the High Income Child Benefit Charge Calculator
Child Benefit for 2026/27 is £27.05 a week for the eldest or only child and £17.90 for each other child. If either partner's adjusted net income is over £60,000, the higher earner pays back 1% of the benefit for every £200 over, so it's fully repaid at £80,000. Pension contributions and Gift Aid reduce adjusted net income, and can reduce or remove the charge.
The formula
Charge = benefit × ⌊(income − £60,000) ÷ £200⌋ %
Worked example
Example: Child Benefit you keep = £351
- Inputs: Higher earner's adjusted net income: £77,000; Children getting Child Benefit: 2.
- Formula: Charge = benefit × ⌊(income − £60,000) ÷ £200⌋ %
- Result: Child Benefit you keep = £351
Questions people ask
Should I still claim?
Yes: claiming gives National Insurance credits toward the State Pension for a non-working parent.
Is it based on household income?
No, on the higher individual earner's adjusted net income.
Sources
The rules and rates this calculator uses come from the official pages below. Its results are estimates, not an official determination, and rules change, so check the latest figures there before you act on them.