Canada Paycheck Calculator
Estimate your paycheque in any Canadian province after federal and provincial tax, CPP and EI.
About the Canada Paycheck Calculator
Employers deduct federal and provincial income tax, Canada Pension Plan contributions (5.95% up to $74,600, plus CPP2 at 4% up to $85,000 in 2026) and Employment Insurance premiums (1.63% up to $68,900; Quebec differs). This calculator uses 2026 rates and spreads the annual total evenly over your pay periods. RRSP deductions through payroll, benefits and union dues would change it.
The formula
Net pay = (salary − federal tax − provincial tax − CPP − EI) ÷ pay periods
Worked example
Example: Take-home per pay = $2,397.26
- Inputs: Province or territory: Ontario; Annual salary: $83,000; Pay frequency: Bi-weekly.
- Formula: Net pay = (salary − federal tax − provincial tax − CPP − EI) ÷ pay periods
- Result: Take-home per pay = $2,397.26
Things to keep in mind
- Quebec (QPP, QPIP and Revenu Québec tax) isn't covered.
Questions people ask
Why are my December cheques bigger?
CPP and EI stop once you reach the annual maximum.
Does this include Ontario Health Premium?
Yes, for Ontario.
Sources
The rules and rates this calculator uses come from the official pages below. Its results are estimates, not an official determination, and rules change, so check the latest figures there before you act on them.