Atal Pension Yojana Calculator
Find the monthly contribution needed for your chosen Atal Pension Yojana pension.
About the Atal Pension Yojana Calculator
Atal Pension Yojana guarantees a pension of ₹1,000 to ₹5,000 a month from age 60, for Indian citizens aged 18–40 with a bank account. The contribution depends on your joining age; joining earlier costs much less. Since October 2022, income-tax payers can't join. After the subscriber and spouse, the nominee receives the corpus.
The formula
Contribution from the official PFRDA chart by entry age and pension
Worked example
Example: Monthly contribution = ₹485
- Inputs: Age when joining: 28 years; Pension you want: ₹5,000 a month.
- Formula: Contribution from the official PFRDA chart by entry age and pension
- Result: Monthly contribution = ₹485
Things to keep in mind
- Contributions shown are monthly; quarterly and half-yearly options are also available.
Questions people ask
Can I change the pension amount?
Yes, once a year, in April.
What happens if I miss an APY contribution?
A small penalty applies; after long gaps the account can be frozen and then closed.