Currency Converter
Convert between 35 world currencies using the latest European Central Bank reference rates.
About the Currency Converter
Rates come from the European Central Bank's daily reference rates, published around 16:00 Central European Time on working days. Gulf currencies such as the UAE dirham and Saudi riyal are fixed to the US dollar by their central banks, so they're converted at their official pegs.
Banks, card companies and money-transfer services add a margin or fee, so the rate you're offered will be a little worse than the reference rate shown here.
The formula
Amount in B = Amount in A × (B per USD ÷ A per USD)
- AED
- fixed at 3.6725 per US dollar
- SAR
- fixed at 3.75 per US dollar
Cross rates are worked out through the US dollar from the ECB's published rates.
How to read your result
- The date shows which day's reference rates are used.
- Compare the result with your bank's quote to see the margin you're paying.
Worked example
250 US dollars to euros, at an illustrative rate of 1 USD = 0.92 EUR
- 250 × 0.92 = 230 EUR
- Back the other way: 230 ÷ 0.92 = 250 USD
- Live rates change through the day; the page shows the rate it used
Questions people ask
Why is my bank's rate different?
Reference rates are mid-market prices. Banks and card networks add a spread, often 1–3%, and sometimes a fixed fee.
How often are rates updated?
Once each working day. They don't change at weekends or on TARGET holidays.